Is Floor Joist Damage Covered With A Termite Bond

Termite bonds are renewable contracts that act as insurance for termite damage.

Is floor joist damage covered with a termite bond.

It means as for the termite damage to your house you have to pay on your own. However do your research here. A termite bond is a legal contract between a pest control company which must be a certified company and its client for termite control. Even worse homeowner insurance policies don t typically cover termite damage so an infestation or damage to your home can be devastating if not caught in time.

And because most termites do all their dirty work out of view it can be difficult to spot the warning signs. The cost to remove termites and repair their damage is generally not covered by your homeowners insurance. Can termites actually damage my home. While home insurance won t typically cover damage from termites or other pests like rodents there are measures you can take to help prevent infestations in the first.

Scientists at north carolina state university estimate it typically takes three to eight years for termites to cause appreciable damage. The reason why homeowners insurance policy doesn t cover termites damage is that it can be prevented. Termites don t only destroy wood they can also destroy cloth carpets and paper. According to the national pest management association termites cause 5 billion in property damage each year.

A termite bond also covers the terms for termite pretreatment. Termites eat wood including the support beams in your house or the walls. 2 termite bonds can be purchased. Waiting could put you out of the statute of limitations for getting this covered.